Terms of Service

1. Acceptance & Legal Capacity

By navigating, viewing, accessing, or executing calculation queries upon brutonaarnetto.be, you acknowledge that you have read, understood, and unequivocally consent to be bound by these Terms of Service, along with our Privacy Policy and Cookie Policy.

If you do not agree with any stipulation set forth within these Terms, you must terminate your engagement with the Service immediately. You affirm that you possess the full legal capacity to enter into binding agreements under applicable Belgian and European Union law.

2. Scope & Nature of Calculation Services

brutonaarnetto.be provides digital mathematical simulation software engineered to estimate net remuneration from gross salary amounts (and inverse derivations) under the Belgian fiscal framework for inkomstenjaar 2026 (aanslagjaar 2027). The platform encompasses:

• Belgian Gross-to-Net (Bruto naar Netto) salary estimations;
• Social security deductions governed by the National Social Security Office (RSZ / ONSS, standard 13.07% employee portion);
• Progressive personal income tax computations (Bedrijfsvoorheffing / Précompte professionnel) across federal tax brackets (25%, 40%, 45%, 50%);
• Standard professional expenses allowance (forfaitaire beroepskosten);
• Municipal surcharges (gemeentebelasting / taxe communale, ranging typically from 0% to 9%);
• Specialized wage calculators including holiday allowances (vakantiegeld), thirteenth-month bonuses (eindejaarspremie), student employment (studentenloon), and flexi-job calculations.

3. Non-Advisory & Non-Fiduciary Status

Remuneration in Belgium is subject to complex variables that cannot be fully captured by automated public simulations, including:

• Specific collective bargaining agreements established by your sector-specific Joint Committee (Paritair Comité / Commission Paritaire);
• Contractual fringe benefits, company vehicles, mobility budgets, meal vouchers, and group pension insurances;
• Individual personal deductions, marital quotient adjustments, tax shelters, and municipal tax recalculations finalized during the annual personal tax assessment (aanslagbiljet);
• Special fiscal statuses, expatriate concessions, cross-border worker regimes, and severance arrangements.

Users must consult a certified Belgian tax advisor (belastingconsulent / conseiller fiscal), chartered accountant (accountant ITAA), or their employer’s payroll agency (sociaal secretariaat) prior to executing binding employment agreements or financial commitments.

4. Intellectual Property & Permitted Use

All computational algorithms, software source code, interface designs, layout styles, charts, icons, editorial guides, and database compilations embodied within brutonaarnetto.be represent proprietary intellectual property owned by or licensed to the operators of the Service, protected under Belgian copyright statutes, European Directive 96/9/EC on the legal protection of databases, and international intellectual property conventions.

Grant of Limited License: We grant you a personal, non-exclusive, non-transferable, revocable license to access the Service and execute calculations for your personal, non-commercial informational evaluation. Commercial syndication, white-labeling, or uncredited republication is strictly prohibited.

5. Prohibited Conduct & Algorithmic Abuse

When accessing or interacting with the Service, you expressly agree that you shall NOT:

• Deploy automated scrapers, crawlers, harvest bots, or extraction scripts against our calculation endpoints without prior written authorization;
• Execute denial-of-service (DoS/DDoS) operations, flood calculation scripts, or otherwise disrupt the performance and hosting infrastructure of the Service;
• Circumvent, deactivate, or tamper with security filters, CSRF safeguards, or rate-limiting thresholds;
• Display the Service within inline frames (“iframes”), mirror sites, or unauthorized app wrappers without canonical attribution;
• Inject malicious payloads, SQL injections, cross-site scripting (XSS) vectors, or unauthorized tracking telemetry.

Violation of this section may lead to immediate IP address termination, legal recourse under the Belgian Penal Code (Articles 550bis & 550ter regarding computer crime), and civil damages.

6. Google AdSense & Advertising Disclaimers

The Service features commercial advertising inventory served via Google AdSense and approved advertising networks. You acknowledge and agree that:

• Advertisements presented across the Service are served programmatically based on contextual content and third-party advertising cookies;
• The appearance of an advertisement, banner, or promotional link does not constitute an endorsement, sponsorship, or recommendation by brutonaarnetto.be of any third-party product or service;
• We do not control the representations, contract terms, pricing, or product availability offered by external advertisers;
• Your dealings or transactions with advertisers found on or through the Service are solely between you and the respective advertiser.

7. Disclaimer of Warranties (“As Is” & “As Available”)

TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE BELGIAN AND EUROPEAN LAW, THE SERVICE IS DELIVERED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, STATUTORY, OR IMPLIED.

WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR FISCAL PURPOSE, TITLE, ACCURACY OF MATHEMATICAL FORMULAS, COMPLETENESS OF TAX SCALES, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL OPERATE UNINTERRUPTED, SECURELY, OR ERROR-FREE, NOR THAT STATUTORY TAX CHANGES WILL BE REFLECTED INSTANTANEOUSLY UPON PARLIAMENTARY RATIFICATION.

8. Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL BRUTONAARNETTO.BE, ITS OPERATORS, DIRECTORS, AFFILIATES, OR LICENSORS BE HELD LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH:

• Your access to, reliance upon, or inability to access the calculation tools;
• Discrepancies between our simulated estimates and the definitive payroll payslip (loonbrief) issued by an employer or tax bill (aanslagbiljet) from the FOD Financiën;
• Tax penalties, interest charges, retroactive wage corrections, or under-withholding liabilities;
• Decisions made, contracts signed, or wages negotiated in reliance upon figures generated by the Service.

9. Indemnification Obligations

You agree to indemnify, defend, and hold harmless brutonaarnetto.be, its operators, contractors, and agents against any and all claims, liabilities, damages, judgments, losses, costs, and expenses (including reasonable legal counsel fees) arising out of or related to your violation of these Terms, your misuse of the Service, or your infringement of any third-party intellectual property or privacy right.

10. Modifications to the Service & Terms

We reserve the unrestricted right to modify, enhance, suspend, or discontinue any feature, calculation module, or section of the Service at any time without advance notice.

We may likewise update these Terms periodically to reflect evolving legal precedents, statutory tax adjustments, or infrastructure updates. Continued use of the platform following the publication of revised Terms establishes binding acceptance of the updated conditions.

11. Governing Law & Judicial Jurisdiction

These Terms of Service and any contractual or non-contractual disputes arising from your interaction with brutonaarnetto.be shall be governed exclusively by and construed in accordance with the substantive laws of the Kingdom of Belgium, without regard to conflict of law principles.

You agree that the competent commercial and civil courts situated in Brussels, Belgium, shall have exclusive territorial jurisdiction to adjudicate any controversy or legal proceeding arising under or related to these Terms, save where mandatory consumer protection regulations prescribe alternate mandatory fora.

12. Severability & Contact Information

If any provision of these Terms is determined by a competent court to be unlawful, invalid, or unenforceable, that specific provision shall be severed, and all remaining provisions shall persist in full force and effect.

For inquiries, clarification, or notices concerning these Terms of Service, please contact our legal administration desk: